HUD-92541 is the Builder's Certification of Plans, Specifications, and Site, a form of the U.S. Department of Housing and Urban Development (HUD), Office of Housing, in which a builder reports site hazards and certifies that plans meet the building codes and HUD requirements marked on the form. Builders of proposed and newly constructed properties complete it, and the lender gives the signed form to the appraiser. On FillingPDF you can fill out the form online and download or print the completed PDF; HUD publishes the original at hud.gov.
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What is HUD-92541?
Form HUD-92541, Builder's Certification of Plans, Specifications, and Site, is the HUD form on which a builder answers site analysis questions about a property and certifies that the plans and specifications comply with the applicable building codes and HUD construction requirements.
The form has three pages. Item 1 covers flood hazards, noise, runway clear zones, explosive or flammable materials storage, toxic waste and foreseeable hazards or adverse conditions. Items 2 through 8 mark the codes and standards the property complies with, such as the HUD Minimum Property Standards at 24 CFR 200.926d, the IRC building code, the IECC, other local or State codes, and the Federal Manufactured Home Construction & Safety Standards for a manufactured home. Items 9 and 10 are the builder's or builder's agent's certification. Item 11 covers the Affirmative Fair Housing Marketing Plan (AFHMP), and Items 12 and 13 are the builder's own certification and signature.
HUD explains that Executive Order 11988 and its environmental regulations at 24 CFR Part 51 require builders of newly constructed properties to ensure the property is not affected by these hazards. The form carries OMB Approval No. 2502-0496 and is edition 10/2024; the form states that previous editions are obsolete.
On properties eligible for maximum LTV financing, the builder also promises to furnish the lender with form HUD-92544, the Warranty of Completion of Construction, when the property is sold or conveyed.
Who needs to file HUD-92541?
Builders of proposed and newly constructed properties complete Form HUD-92541. The form states that Item 1 is to be completed on all proposed and newly constructed properties and that a response is required whenever a builder builds new properties.
- Builder or builder's agent: completes and signs Items 9 and 10. An agent who signs certifies that they have the knowledge and experience to determine whether the plans and specifications comply with 24 CFR 200.926d and the other applicable HUD requirements.
- Certified builder: marks Items 2, 3 and 4 and completes Items 5 through 8.
- Builder: completes and signs Items 12 and 13. Item 11 applies to a builder who has sold or intends to sell five or more houses in a twelve-month period with HUD mortgage insurance.
- Mortgagee (lender): must give the appraiser a fully executed form.
- Appraiser and Direct Endorsement (DE) Underwriter: receive and review the completed form; they do not fill it out.
The instructions say the DE Underwriter cannot change or modify the certification.
When to file HUD-92541
The form must be fully executed before the appraisal. HUD's instructions say the appraiser must receive the executed form before appraising a proposed or under-construction property, or a property less than one year old and never occupied. The mortgagee must give the appraiser a form signed and dated no more than 30 days before the date the appraisal was ordered.
Item 11 turns on a twelve-month period: it asks whether you sold five or more houses in the last twelve months, or intend to sell five or more in the next twelve, with HUD mortgage insurance.
On properties eligible for maximum LTV financing, the builder furnishes form HUD-92544, the Warranty of Completion of Construction, to the lender promptly upon sale or conveyance. The form states an average of 15 minutes per response for reporting burden.
Documents you need
- A Letter of Map Amendment (LOMA), a Letter of Map Revision (LOMR) or a signed Elevation Certificate, only if the property improvements are in a Special Flood Hazard Area (Item 1.A), as the form directs.
- Copies of all State licensed engineers' (soils and structural) reports, designs or certifications, only if you marked Yes to any question in Item 1.F.
- An addendum with a fuller explanation of any site condition listed, if necessary; the instructions allow one for Item 1.
- Form HUD-92544, Warranty of Completion of Construction, furnished to the lender upon sale or conveyance, only for properties eligible for maximum LTV financing.
How to fill out HUD-92541
Enter property and lender details
At the top, enter the property address, subdivision name, the mortgagee's (lender's) name and address, the lender who closed the loan, the FHA Case Number and the phone number.
Answer flood hazard questions
In Item 1.A, answer whether the improvements are in a Special Flood Hazard Area (SFHA), give the community number and FIRM map date, and answer the NFIP good standing question. If Yes, attach a LOMA, LOMR or Elevation Certificate.
Answer noise and runway questions
Item 1.B asks about distance to a highway, railroad and airfield; Item 1.C asks whether the property is within 3000 feet of an airfield and, if so, in a Runway Clear Zone / Clear Zone.
Answer hazard and soil questions
Complete Items 1.D, 1.E and 1.F on explosive or flammable materials, toxic waste, rock or water conditions, unstable soils, slopes and earth fill. For any Yes in 1.F, attach the engineers' reports.
Mark Items 2, 3 and 4
Place an "X" in the box in Items 2, 3 and 4: HUD Minimum Property Standards, the local/State adopted IRC building code identified in Item 5, and the IECC.
Complete Items 5 through 7
A certified builder completes Item 5 with the accepted local/State code and any added requirements, Item 6 with "All" where the whole CABO Code applies, and Item 7 with the electrical code, naming the equivalent if applicable.
Complete Item 8 for manufactured homes
For a manufactured (mobile) home, mark Item 8, enter the HUD label number(s), and properly complete lines 4 through 7 for the foundation and site work.
Complete Items 9 and 10
Enter the builder's company or agent name and address, then the name and title, signature, date and telephone number of the builder or builder's agent.
Answer Item 11 on marketing
Answer Yes or No on selling five or more houses with HUD mortgage insurance. If Yes, check a, b, c or d and give the AFHMP approval date (mm/dd/yyyy) or the marketing contract details where asked.
Complete and sign Items 12 and 13
Enter the builder's company name and address, then the builder's name and title, signature, date and telephone number. Initial and date any change to the original form.
Review, sign and download the PDF
Check that all three pages are complete and legible and that the signature dates fall within 30 days before the appraisal is ordered, then download or print the completed PDF from FillingPDF.
How to submit HUD-92541
The form names no mailing address, portal or appointment. The instructions describe a hand-off through the lender:
- Builder to lender: the builder completes and signs the form, and any attachments required by Item 1 are provided to the lender, which the instructions say for flood documents (a Letter of Map Amendment, a Letter of Map Revision or an Elevation Certificate).
- Lender to appraiser: the Mortgagee provides the appraiser with the fully executed form, signed and dated no more than 30 days before the appraisal was ordered.
- Underwriting: the DE Underwriter reviews the appraisal report and the builder certification.
Submit all three pages, complete and legible; the form says it must be reproduced to include all three pages, and page 1 must be complete and legible. The builder initials and dates any change made to the original form. FillingPDF lets you fill out and download the PDF; submission follows the channels above.
Common mistakes to avoid
- Answering Yes to Special Flood Hazard Area in Item 1.A without providing a LOMA, a LOMR or a signed Elevation Certificate to the lender.
- Marking Yes to any question in Item 1.F without attaching the State licensed engineers' soils and structural reports, designs or certifications.
- Giving the appraiser a form signed and dated more than 30 days before the appraisal was ordered.
- Sending fewer than all three pages; the form must be complete and legible and reproduced with all three pages.
- Making a change on the original form without initialing and dating it, as the instructions require for the builder.
- Leaving Item 8 unmarked on a manufactured home, or leaving out the HUD label number(s).
- Having a builder's agent sign Items 9 and 10 when the agent lacks the knowledge and experience to judge compliance with 24 CFR 200.926d.
- Skipping Item 11 information on a builder who sold or intends to sell five or more houses with HUD mortgage insurance in twelve months.
- Letting the DE Underwriter alter the certification; the instructions say it cannot be changed or modified.
Frequently asked questions
What is HUD-92541 used for?
HUD-92541 is the Builder's Certification of Plans, Specifications, and Site. A builder uses it to report site hazards such as flood, noise and toxic waste, and to certify that plans and specifications comply with the listed building codes and HUD requirements.
Who has to complete form HUD-92541?
Builders of proposed and newly constructed properties complete it. Items 9 and 10 may be completed and signed by the builder or the builder's agent; Items 12 and 13 are completed and signed by the builder. The appraiser and DE Underwriter review it but do not fill it out.
Can a builder's agent sign HUD-92541?
Yes, for Items 9 and 10. By signing, the agent certifies the knowledge and experience to determine whether the plans comply with 24 CFR 200.926d and other HUD requirements, and that the site information is true and accurate to the best of their knowledge. Items 12 and 13 are for the builder.
How long is a signed HUD-92541 valid?
The mortgagee must give the appraiser a form signed and dated no more than 30 days before the date the appraisal was ordered. A form signed earlier than that does not meet the instructions, so have the builder sign close to the appraisal order.
What do I attach if the property is in a flood hazard area?
If you answer Yes to Item 1.A, attach a Letter of Map Amendment (LOMA), a Letter of Map Revision (LOMR) or a signed Elevation Certificate showing the lowest floor, including basement, meets the FHA Handbook 4000.1 sections the form cites. These go to the lender.
Where do I send form HUD-92541?
The form lists no address or portal. The builder gives the signed form to the lender, the Mortgagee gives the fully executed form to the appraiser, and the DE Underwriter reviews it with the appraisal report.
When does Item 11 on the AFHMP apply?
It applies if you sold five or more houses in the last twelve months, or intend to sell five or more in the next twelve months, with HUD mortgage insurance. Then you check a, b, c or d: a VAMA signatory, an approved AFHMP, a marketing contract or a certification.
Can I fill out HUD-92541 online on FillingPDF?
Yes. You can fill out the fillable PDF online on FillingPDF and download or print it. FillingPDF is an independent service, not connected to HUD, and does not submit the form; the builder gives it to the lender as described under How to submit.
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