The Real Property Tax Payment Deferral Application is the form homeowners use to request a deferral of County real property taxes on residential property, under a program run by the Anne Arundel County Office of Finance. It is one of the Anne Arundel County property tax programs listed beside the county's tax credits and exemptions. The county sets three eligibility tests: five consecutive years living in the dwelling, an age or disability condition, and an income limit. On this page you can fill out the form online on FillingPDF and download or print the completed PDF; the county publishes the original at aacounty.org.
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What is Real Property Tax Payment Deferral Application – Anne Arundel County, MD?
The Real Property Tax Payment Deferral Application is the Anne Arundel County form for eligible homeowners who want to defer payment of County real property taxes on residential real property. The Anne Arundel County Office of Finance administers the program.
The county lists the deferral on its tax credits and exemptions page, next to programs such as the disabled veterans credit, the public safety officer credit and the solar energy credit. A deferral is a different program from those credits. The county describes its credits as reductions of your County property tax liability, while this application concerns a deferral of the County real property taxes.
The program covers County real property taxes only. The county states that other charges on a real estate tax bill are not County property taxes. The State of Maryland also runs a separate Homeowner's Property Tax Credit, which is based on income and explained by the Maryland Department of Assessments and Taxation. This form is not that credit.
Your County property tax liability comes from the value assessed by the Maryland Department of Assessments and Taxation and from the County tax rate, which the County Executive and County Council set through the yearly budget process.
Who needs to file Real Property Tax Payment Deferral Application – Anne Arundel County, MD?
Homeowners in Anne Arundel County who want to defer County real property taxes on their residence use this application. The county's eligibility rule has three parts, and you must meet all of them.
- Residency: you, or at least one of the owners, have lived in the dwelling for at least five consecutive years.
- Age or disability: you meet one of three conditions. You are at least 62 years old. Or you have been found permanently and totally disabled and have qualified for benefits under the Social Security Act, the Railroad Retirement Act, any federal act for members of the United States Armed Forces, or any federal retirement system. Or you have been found permanently and totally disabled by a County Health Officer or the Baltimore City Commissioner of Health.
- Income: you meet the income eligibility set in subsection (c) of the program rules. Read the application for the income test.
The program applies to residential real property. Owners of commercial property, and owners looking for a credit rather than a deferral, should look at the county's other tax credit and exemption applications.
When to file Real Property Tax Payment Deferral Application – Anne Arundel County, MD
The county page gives no filing date for the deferral itself, so read the deadline printed on the application. The county does say that each of its property tax credit applications carries a deadline set in County Code, that the application must be received by that date to be timely, and that the Office of Finance has no authority to waive or extend those deadlines. If the deferral application prints a deadline, treat it the same way.
Eligibility depends on facts you can check before you start: five consecutive years of residence by at least one owner, an age or disability condition, and the income test. Gather what you need to show each of these first. For questions about timing, call the Tax Office at (410) 222-1748.
How to fill out Real Property Tax Payment Deferral Application – Anne Arundel County, MD
Confirm the five-year residency rule
Check that you, or at least one of the owners, have lived in the dwelling for at least five consecutive years. The county requires this for a payment deferral.
Confirm your age or disability basis
Decide which condition you meet: at least 62 years of age, permanent and total disability with qualifying federal benefits, or a permanent and total disability finding by a County Health Officer or the Baltimore City Commissioner of Health.
Check the income eligibility test
The county also requires you to meet the income eligibility in subsection (c). Review that test on the application before you enter anything.
Find your property tax account number
Use the 12-digit account number (XXXX-XXXX-XXXX) on your most recent County tax bill. You can also look up the bill by property address on the County website, or use the Maryland Department of Assessments and Taxation account identifier.
Enter owner and property details
Complete each field of the application with the owner and property information it requests, using the names and address as they appear on your tax bill.
Review and download the completed PDF
Check every entry and any email address you give for county contact. Download or print the completed PDF from FillingPDF and submit it through the county's channels described under How to submit.
How to submit Real Property Tax Payment Deferral Application – Anne Arundel County, MD
The county page does not name a separate channel for this application, so confirm the delivery method printed on the form. For questions, contact the Anne Arundel County Office of Finance.
- In person: Anne Arundel County Office of Finance, 44 Calvert Street, Room 110, Annapolis, MD 21401. Hours are 8:00am to 4:30pm, Monday through Friday. The county also lists 2664 Riva Road and the Arundel Center (44 Calvert Street) in Annapolis for in-person service between 8:00 AM and 4:30 PM. The Glen Burnie Cashier's Office was temporarily closed for construction.
- By phone: Tax Office, (410) 222-1748. Customer Service is 410-222-1144, 8:00am to 4:00pm.
For its tax credit applications, the county says it may confirm receipt by email if you give an email address, and suggests traceable delivery when you mail an application less than 14 days before the deadline. It is not responsible for mail delays. FillingPDF lets you fill out and download the PDF; submission follows the county's channels above.
Common mistakes to avoid
- Applying when no owner has lived in the dwelling for at least five consecutive years, which the county requires.
- Relying on a disability without a qualifying finding: it must be a permanent and total disability with qualifying federal benefits, or a finding by a County Health Officer or the Baltimore City Commissioner of Health.
- Overlooking the income eligibility test in subsection (c), which the county lists as a separate requirement.
- Confusing this deferral with the State of Maryland Homeowner's Property Tax Credit, which is a separate income-based credit explained by the Maryland Department of Assessments and Taxation.
- Entering the account number in the wrong format; the county's 12-digit property tax account number is XXXX-XXXX-XXXX, as shown on your most recent bill.
- Mailing the application close to a deadline without traceable delivery; the county suggests it for mail sent less than 14 days before the deadline and is not responsible for mail delays.
- Leaving off your email address when the application asks for one, since the county's courtesy confirmation of receipt is sent by email.
Frequently asked questions
What is the Real Property Tax Payment Deferral Application?
It is the Anne Arundel County Office of Finance form for eligible homeowners to request a deferral of County real property taxes on residential real property. It is separate from the county's property tax credits, which reduce your County property tax liability.
Who qualifies for a property tax deferral in Anne Arundel County?
An owner qualifies if the owner, or at least one owner, has lived in the dwelling for five consecutive years, is at least 62 or permanently and totally disabled under the county's tests, and meets the income eligibility in subsection (c).
Does a disability qualify me for the deferral?
Yes, if it is a permanent and total disability. You must either qualify for benefits under the Social Security Act, the Railroad Retirement Act, a federal armed forces act or a federal retirement system, or be found disabled by a County Health Officer or the Baltimore City Commissioner of Health.
Is the deferral the same as the Maryland Homeowner's Property Tax Credit?
No. The Homeowner's Property Tax Credit is a State of Maryland program that credits property taxes exceeding a fixed percentage of gross income, explained by the Maryland Department of Assessments and Taxation. The deferral is a County program for County real property taxes.
Where do I find my Anne Arundel County property tax account number?
It is the 12-digit number (format XXXX-XXXX-XXXX) on your most recent County property tax bill. Without a bill, look up previous bills by property address on the County website, or use the account identifier from the Maryland Department of Assessments and Taxation.
Who do I contact with questions about the deferral?
Call the Tax Office at (410) 222-1748, or Customer Service at 410-222-1144 (8:00am to 4:00pm). The Office of Finance is at 44 Calvert Street, Room 110, Annapolis, MD 21401, open 8:00am to 4:30pm, Monday through Friday.
Can I fill out the deferral application online on FillingPDF?
You can fill out the PDF online on FillingPDF and download or print it. FillingPDF is an independent service, not affiliated with Anne Arundel County, and does not submit the application; you deliver it through the county's channels.
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