The Small Loan Business Application is the form the City of Albuquerque Planning Department, Code Enforcement Division, uses under Section 14-16-3-24 of the Comprehensive City Zoning Code before a small loan business may begin operating. If you searched for an Albuquerque business license for a small loan lender, this is the zoning application the form describes; it also asks for your New Mexico small loan license number and your City business registration number. On this page you can fill out the form online on FillingPDF and download or print the completed PDF; the City publishes the original PDF at the link below.
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What is Small Loan Business Application – Albuquerque, NM?
The Small Loan Business Application is the City of Albuquerque Planning Department, Code Enforcement Division form through which a small loan business shows the Zoning Enforcement Officer that it meets Section 14-16-3-24 of the Comprehensive City Zoning Code before it starts operating.
The form states three things a small loan business must demonstrate before it commences operation:
- it is properly licensed by the State of New Mexico;
- it is not within one mile of another Small Loan Business (the staff section of the form gives the separation distance as 5,280 feet);
- it complies with the relevant requirements of the Zoning Code.
The applicant fills in the front page: business information (DBA name, address, phone, email, New Mexico small loan license number and City of Albuquerque business registration number) and owner information. The reverse side is marked for City staff use only. Staff record whether the review is initial or annual, whether the location meets the separation distance, whether proof of the state license was included, and whether a City business registration already exists.
The form is for small loan businesses only. The Code Enforcement Division lists other applications and registrations, such as sign permits and business registrations, on its own forms page.
Who needs to file Small Loan Business Application – Albuquerque, NM?
The owner or operator of a small loan business in the City of Albuquerque completes this application. The form says that no Small Loan Business may commence operation until it demonstrates to the Zoning Enforcement Officer that it is licensed by the State of New Mexico, is not within one mile of another Small Loan Business, and complies with the relevant Zoning Code requirements.
Both kinds of review appear on the staff side of the form: an initial review for a new application and an annual review, so businesses already registered use the same application for the annual review.
Businesses that predate the separation rule are addressed on the staff side, which has a box for locations that are nonconforming to separation requirements because they were legally established prior to the effective date.
The form names only the business and the business owner. It does not describe who may sign or file for someone else.
When to file Small Loan Business Application – Albuquerque, NM
File before the small loan business commences operation: the form says no Small Loan Business may begin operating until it has demonstrated compliance to the Zoning Enforcement Officer.
Payment of the review fee for an initial review reserves the location, as to the distance separation requirements of Section 14-16-3-24, for ninety (90) days. If the reservation period expires, a new application and fee are required, and the City notifies the operator of the expiration date in writing. The form also has an annual review type, and the state license and business registration expiration dates are recorded on the staff side. The form prints no calendar due date for the annual review.
Documents you need
- Proof of a current license with the NM Regulations & Licensing Department, included with the application as the checklist requires.
- If your application with the NM Regulations & Licensing Department is still pending: proof that it is pending; the staff side of the form has a box for "application is pending with NMRLD (proof provided)".
- A check made out to City of Albuquerque for the applicable initial or annual fee; fees are non-refundable.
How to fill out Small Loan Business Application – Albuquerque, NM
Enter the business name
Under BUSINESS INFORMATION, write the business (DBA) name in the first field.
Enter the business address
Fill in BUSINESS ADDRESS and the ZIP code. The city and state are pre-printed as Albuquerque and New Mexico.
Add business phone and email
Enter the PHONE and EMAIL for the business in the fields beside the address.
Enter license and registration numbers
Write your New Mexico Small Loan License No. and your City of Albuquerque Business Registration No. in the two fields on that line.
Enter the business owner details
Under OWNER INFORMATION, enter the business owner's name, address, city, state and ZIP code.
Add owner phone and email
Fill in the owner's PHONE and EMAIL in the last row of the owner block.
Complete the application checklist
Confirm the application is complete, that proof of a current NM Regulations & Licensing Department license is included, and that the fee check made out to City of Albuquerque is ready.
Leave the staff side blank
The reverse side, with review type, separation distance, location reservation and approval, is for City staff use only.
Review and download the completed PDF
Check every field, then download or print the completed PDF from FillingPDF and assemble the package described under How to submit.
How to submit Small Loan Business Application – Albuquerque, NM
The form's checklist gives two channels: delivery in person or by mail. The Code Enforcement Division's forms page also states that all applications, requests and registrations must be submitted online through the City's online system, so confirm with the division which channel applies before you send the form.
- In person or by mail: City of Albuquerque, Code Enforcement Division, Attn: Small Loan Business Registration, 600 2nd St. NW, Albuquerque, New Mexico, 87102.
- Online: the City's online applications system, described on the Code Enforcement Applications, Forms & Handouts page at https://www.cabq.gov/planning/code-enforcement-zoning/code-enforcement-applications-forms-handouts.
Include the proof of your current license with the NM Regulations & Licensing Department. An initial fee and an annual fee apply; both are non-refundable and paid by check made out to City of Albuquerque. The form prints the amounts, so use the form or the division for the current figures. The form states that incomplete applications will not be processed. FillingPDF lets you fill out and download the PDF; submission follows the channels above.
Common mistakes to avoid
- Sending an incomplete application; the checklist states that incomplete applications will not be processed.
- Leaving out proof of a current license with the NM Regulations & Licensing Department.
- Making the fee check out to anyone other than City of Albuquerque, or expecting a refund; the form says fees are non-refundable.
- Writing on the reverse side of the form, which is marked for City staff use only.
- Letting the 90-day location reservation lapse after an initial review; a new application and fee are then required.
- Assuming a location within one mile (5,280 feet) of another Small Loan Business will be accepted without review; the separation requirement is checked on the staff side.
- Starting operation before demonstrating compliance with Section 14-16-3-24 to the Zoning Enforcement Officer.
Frequently asked questions
What is the Small Loan Business Application in Albuquerque?
It is the City of Albuquerque Code Enforcement Division form that a small loan business uses to show the Zoning Enforcement Officer that it complies with Section 14-16-3-24 of the Comprehensive City Zoning Code before it commences operation.
Is this the same as an Albuquerque business license?
No separate license is described on this form. It asks for your New Mexico small loan license number and your City business registration number, and it is the zoning application small loan businesses submit under Section 14-16-3-24.
Do I need a state license before I apply?
The form requires proof of a current license with the NM Regulations & Licensing Department. The staff side also has a box for a state license application that is pending, with proof of the pending application provided.
How close can one small loan business be to another in Albuquerque?
The Zoning Code requires one mile of separation, which the staff side of the form gives as 5,280 feet. Locations legally established before the effective date can be marked nonconforming to the separation requirements.
Is there a fee, and how do I pay it?
Yes. The form lists an initial fee and an annual fee, both non-refundable, payable by check to City of Albuquerque. See the printed form or ask the Code Enforcement Division for the current amounts.
How long is my location reserved after an initial review?
Ninety (90) days. Paying the initial review fee reserves the location for the separation requirements; if the reservation expires, a new application and fee are required.
Where do I send the Small Loan Business Application?
The form says to deliver it in person or mail it to City of Albuquerque, Code Enforcement Division, Attn: Small Loan Business Registration, 600 2nd St. NW, Albuquerque, New Mexico, 87102. The division's forms page also says applications must be submitted online, so confirm first.
Can I fill out the Small Loan Business Application online on FillingPDF?
You can fill out the PDF online on FillingPDF and download or print it. FillingPDF is an independent service and does not file the application with the City of Albuquerque; you submit it through the City's channels.
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