The 2026-2027 Mobile Home Tax Deferral - Gen Info and Instructions is the guide the Newport News Commissioner of the Revenue publishes for the Mobile Home Tax Deferral for the Elderly and Disabled, and it is one of the Newport News property tax resources for mobile home owners. It sets the age or disability, ownership, income and asset tests, and lists what an application must include for calendar year 2026. On this page you can fill out the form online on FillingPDF and download or print the completed PDF; the original document is published by the city at nnva.gov.
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What is 2026-2027 Mobile Home Tax Deferral - Gen Info and Instructions – Newport News, VA?
The 2026-2027 Mobile Home Tax Deferral - Gen Info and Instructions is the City of Newport News guide to the Mobile Home Tax Deferral for the Elderly and Disabled, explaining who qualifies and which income and assets count.
The Commissioner of the Revenue issues it for calendar year January 1, 2026 – December 31, 2026. A qualifying deferral applies to the real estate tax bills due June 5, 2026 and December 5, 2026. The city's Forms page lists this document next to a separate 2026-2027 Mobile Home Tax Deferral - Application, so the instructions and the application are two documents of the same program.
The instructions cover four things:
- the eligibility rules: age or disability, ownership as of July 1, 2025, residence in the home, and household income and asset limits;
- how income and assets are defined, with examples of the proof that goes with each;
- what an application must include when it applies, such as a spouse's year of death or a separate sheet for extra household members;
- a warning for owners with a mortgage, who must check with their lender first.
They also explain the Solid Waste Fee Relief Program: the same application is used to test eligibility for it, but the two programs have different income guidelines. The document is not a tax bill and does not itself grant a deferral.
Who needs to file 2026-2027 Mobile Home Tax Deferral - Gen Info and Instructions – Newport News, VA?
Elderly and disabled homeowners in Newport News who want to defer the tax on their mobile home use these instructions and the matching application. To qualify, the applicant must:
- be at least 65 years old, or permanently and totally disabled, by December 31, 2025;
- have owned the mobile home as of July 1, 2025, with their name on the deed;
- live in the home, unless they live in a hospital, nursing home, convalescent home or other facility for physical or mental care (they must then provide proof of residency and must not use or lease the home);
- stay within $50,000 of total household income, counting the applicant, spouse and all relatives and non-relatives living in the residence;
- stay within $200,000 of combined assets for the applicant and spouse, excluding the residence and up to one acre of land.
All owners on the deed must live in the dwelling and meet the age or disability requirement. If the applicant or spouse is under 65 and disabled, a disability certification must be submitted every year. Bona-fide caregivers must meet other requirements. Owners with a mortgage, reverse mortgage or deed of trust are responsible for confirming the deferral will be recognized by their lender.
When to file 2026-2027 Mobile Home Tax Deferral - Gen Info and Instructions – Newport News, VA
The application must be filed every year no later than June 30th. An application filed after June 30th will not be processed, except in certain hardship situations. The 2026 filing covers the year beginning January 1, 2026 and ending December 31, 2026, so a deferral granted on it applies to the real estate tax bills due June 5, 2026 and December 5, 2026.
Eligibility is measured on fixed dates: age or disability by December 31, 2025, ownership as of July 1, 2025, and income and asset figures for calendar year 2025, with account balances as of December 31, 2025. Because the filing is yearly, a new application is needed for each year. For help with an application, call the Office of the Commissioner of the Revenue at (757) 926-8653.
Documents you need
- Disability certification from the Social Security Administration, Veterans' Administration or Railroad Retirement Board, submitted each year if the applicant or spouse is under 65 and disabled.
- The disability certification letter must show a current year date, the onset date of the disability and the entitlement date disability benefits began.
- Optional for disabled applicants: sworn affidavits by two medical doctors licensed to practice in Virginia showing total and permanent disability; the Commissioner's office provides affidavit forms on request.
- Proof of residency, only for applicants who live in a hospital, nursing home, convalescent home or other care facility.
- Income verification for 2025 from every source, such as W-2 statements, SSA-1099 (Box 5), 1099-R, 1099-G, 1099-INT or 1099-DIV, VA documentation or a federal return if required to file.
- Verification of the income of relatives and non-relatives who live in the home.
- Bank statements for checking and savings accounts showing balances on December 31, 2025.
- Statements showing December 31, 2025 balances for stocks, bonds, CDs, money market certificates, IRAs and similar accounts.
- Cash value, not face value, of life insurance policies on December 31, 2025.
- Address of any real estate owned by the applicant or spouse besides the principal residence, listed as an asset with its assessed value.
- A separate sheet with names and identifying information if more than three relatives or non-relatives live in the home.
How to fill out 2026-2027 Mobile Home Tax Deferral - Gen Info and Instructions – Newport News, VA
Check your mortgage lender first
If the home is mortgaged, contact your lender before applying to confirm a deferral will be recognized under your promissory note, reverse mortgage or deed of trust.
Confirm age or disability and ownership
You must be 65 or permanently and totally disabled by December 31, 2025, own the home as of July 1, 2025 with your name on the deed, and live in it unless you reside in a care facility.
Identify the household
Include the applicant, spouse and every relative and non-relative living in the residence. If the spouse is deceased, write "deceased" and the year of death in the space provided.
Report 2025 income from all sources
Enter exact total gross income, taxable and non-taxable, received during calendar year 2025 by everyone in the household. Do not include life insurance benefits or receipts from borrowing or other debt.
List assets as of December 31, 2025
Enter exact balances for checking, savings, stocks, bonds, CDs, IRAs and similar accounts, and the cash value of life insurance. List all other real estate with its address and assessed value.
Add a sheet for extra household members
If more than three relatives or non-relatives live in the home, give their names and identifying information on a separate sheet of paper.
Attach disability certification if needed
If you or your spouse are under 65 and disabled, attach the yearly certification showing a current year date, onset date and entitlement date, or optional sworn affidavits from two Virginia doctors.
Review and download the completed PDF
Check every amount against your statements, then download or print the completed PDF from FillingPDF and deliver it to the city by June 30th through the channels described under How to submit.
How to submit 2026-2027 Mobile Home Tax Deferral - Gen Info and Instructions – Newport News, VA
The instructions name no mailing address, portal or drop-off rule for the application, so confirm how to submit it with the office before you send it.
- Phone: the Office of the Commissioner of the Revenue, (757) 926-8653, for additional application assistance.
- Offices: the Commissioner's Forms page lists a Downtown Office at 2400 Washington Ave., Newport News, VA 23607 and a Denbigh Office at 12912 Jefferson Ave., Newport News, VA 23608, open 8:30 AM - 4:30 PM, and 24-hour dropboxes at the City Hall Office, the Denbigh Satellite Office and City Center (700 Town Center Dr., dropbox only). Ask the office whether the application may be left in a dropbox.
Whatever channel you use, it must reach the city by June 30th. Owners with a mortgage should contact their lender before submitting. If you do not qualify for the deferral, the instructions say you must apply separately for solid waste fee relief. FillingPDF lets you fill out and download the PDF; submission follows the city's channels above.
Common mistakes to avoid
- Filing after June 30th: late applications are not processed, except in certain hardship situations.
- Reporting approximate or estimated amounts; the instructions require exact amounts of income and assets.
- Counting only taxable income; all income from all sources in 2025, taxable and non-taxable, must be reported for everyone living in the home.
- Submitting bank statements that do not show the balance on December 31, 2025.
- Listing the face value of life insurance instead of its cash value on December 31, 2025.
- Leaving out other real estate owned by the applicant or spouse, in Newport News or elsewhere, or omitting its address.
- Applying when not every owner on the deed lives in the home and meets the age or disability requirement.
- Skipping the yearly disability certification, or sending one missing the current year date, onset date or entitlement date.
- Assuming the lender will accept the deferral without checking; the city makes no representation about mortgage terms.
- Writing nothing for a deceased spouse instead of "deceased" and the year of death.
Frequently asked questions
Who qualifies for Newport News property tax deferral on a mobile home?
Owners who are 65 or older, or permanently and totally disabled, by December 31, 2025, who owned the home as of July 1, 2025, live in it, and stay within the $50,000 household income and $200,000 asset limits. All owners on the deed must meet the age or disability test.
What is the deadline for the Newport News mobile home tax deferral application?
June 30th, every year. Applications filed after June 30th are not processed, except in certain hardship situations. A deferral granted on the 2026 filing applies to the tax bills due June 5, 2026 and December 5, 2026.
What counts as income on the mobile home tax deferral application?
Total gross income from all sources received in calendar year 2025, taxable or not, by the applicant, spouse and everyone living in the home, whether or not a return is filed. Life insurance benefits and receipts from borrowing or other debt are excluded.
Which assets must I report?
Combined assets of the applicant and spouse, excluding the residence and up to one acre of land. List bank accounts, stocks, bonds, CDs, IRAs, life insurance cash value as of December 31, 2025, and all other real estate with its address, including property outside Newport News.
What proof of disability do I need if I am under 65?
A certification from the Social Security Administration, Veterans' Administration or Railroad Retirement Board, submitted every year. It must show a current year date, the disability onset date and the date benefits began. Two sworn affidavits from Virginia doctors may be provided as well.
Does the application also apply to solid waste fee relief?
Yes. The city also uses the mobile home tax deferral application to test eligibility for the solid waste fee relief program. If you do not qualify for the deferral, apply for solid waste fee relief separately, because the income guidelines differ.
Can I fill out the Newport News mobile home deferral form online?
You can fill out the PDF online on FillingPDF and download or print it. FillingPDF is independent of the City of Newport News and does not file or submit anything; you deliver the application through the city's own channels.
Who do I call for help with the application?
Call the Office of the Commissioner of the Revenue at (757) 926-8653 for additional application assistance, as the instructions direct. The Commissioner's Forms page also lists a main office phone, 757-926-8752.
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